BUDGET FRIENDLY DECORATING IDEAS FOR YOUR FIXER UPPER

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Are you looking for budget friendly decorating ideas for your fixer upper? 

Follow these tips on how to stretch your dollar by creatively transforming your home’s existing furniture and accessories in something fabulous. Add a little paint and some affordable finds; you will be amazed at the difference it makes in your room and your wallet.

Multiple Offer Situations Are On The Rise

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In today’s market, contrary to what you might think, multiple offer situations are on the rise. With a growing confidence that the housing market has hit rock bottom, home buying is on the increase, but many home buyers are finding that getting the home of their dreams is not as easy as it seems.  Due to low inventory, multiple offer situations are more and more common.

CNN Money Magazine recently quoted  a Sarasota, FL couples home buying experience:

“When Paul and Ieva Johnson moved from Minnesota to Florida, they were looking forward to warm weather and plenty of bargain-priced homes. But when the couple made their first offer earlier this year, they quickly discovered that they’d have to settle for the sunshine.”

“Not only didn’t they get the house, says Paul, but “we didn’t even get a callback.” Over the next two months they put in seven offers — most at or above asking price — before finally making a successful $365,000 bid on a Sarasota three-bedroom.”

Why is this? Because many potential sellers are still under water or feel the home prices are still too low. With lower inventories and more buyers, how can your offer stand out from the rest?

  • Get more than just a pre-qualification. Take the next step and get a full credit approval through your bank.
  • Waive or shorten contingencies. For example, tighten the period for a home inspection or if your loan is already approved, waive the loan approval contingency. Do not go in with a contingency of sale. The sellers will most likely gravitate to another offer.
  • Don’t hope for negotiation. Offer your highest price. Some sellers list their homes under market value, hoping for multiple offers, so offering a higher price does not necessarily mean you are paying over market value. 
  • Play nice. Don’t expect the seller to pay your closing costs or ask for personal items. You can always take the extra step and offer the sellers two days to move out after closing, with no compensation contingencies.
Gina Ursini 
Keller Williams
941-812-4894
(Source: CNN Money Magazine)

THE 60-30-10 RULE: ADDING COLOR TO YOUR SPACE

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When decorating your space, divide your colors into percentages,  using the 60-30-10 rule. Take a look at any decorating magazine photo to see how this rule applies.  It’s really quite simple.  Here is how it works:

60%  of a dominant color

30% of a secondary color

10% of an accent color

 

Mark McCauley, ASID, described it perfectly when he said, ” The color breakdown is similar to a man’s suit”:

60%  of the color is the man’s jacket and pants

30% of the outfit’s color is the color shirt

10% of the outfit’s color is the tie

 

So translated, this means:

60% of color is the walls

30% of color is in the upholstery

10% of the color is in the accents or floral arrangement

 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
This striking kitchen follows the 60-30-10 rule, using the last 10% of color as a bold accent above the cabinetry.

 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Afraid of using color in a small space? Don’t let it scare you. This cozy nook used the 60-30-10 rule and the results are fabulous.

A Get Gutsy Paint Idea For Your Home

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A DIY PAINT IDEA FOR YOUR NEW HOME OR REMODEL
Walls are not the only place where you can add pattern and color to a room. Get creative & get gutsy! Paint your floors instead. Your old, worn hardwood planks provide the perfect opportunity to add color and pizazz to any space.  Paint them solid or get artsy and add a playful design. This technique can be applied to stairs as well. This DIY project is labor intensive but worth every minute. You will be in awe with the results.
  1. Sand your floors and then clean well.
  2. Apply a base of primer. Let dry 24 hours.
  3. When applying primer and paint, start at the back of the room and work your way to the door.
  4. Paint your floor with oil-based exterior paint. Let dry 24 hours.
  5. If painting a bathroom floor, consider using marine paint (used on boats).
  6. Lightly sand and clean.  Apply one or two more coats, sanding and cleaning between each coat.

White, black, gray are all safe floor color options. But what about red? It’s an electrifying jolt of color paired with white walls and offers the opportunity to create a consistent color story, complemented by red accessories in each room.

 

 

 

 

 

 

 

This gingham plaid pattern is so inventive for a painted floor. As long as the the paint coats are kept thin, this pattern seems relatively easy to achieve.

Continue your design on the stairs to create a unique space that will become the envy of your neighbors.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(how to & photo 1 & 2 source: Natalie Myers / Houzz.com)

(photo 3 source:  Bockman & Forbes Design)

 

 

 

 

THINK OUTSIDE THE BOX: Who Said Hardwood Flooring is Just for Floors?

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Give your home, or home-to-be, the wow factor and make it stand apart from the rest by adding small, creative touches through out the home.  Plain walls are the perfect place to begin.  Most people will default to painting their walls, but let’s kick up the creativity a notch and use traditional flooring as a wall treatment.

Flooring used as a wall treatment adds dimension,sophistication, and drama. You can take this idea and apply it to a ceiling as well. If cost is a  factor, shop for flooring on Craigslist, Habitat for Humanity, or Salvage shops.

(Photo source:  Fulcrum Structural Engineering)

Does Your Home Tell More About You Than You Think? / Part III

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BABY BOOMER HOMES
DOES YOUR HOME TELL MORE ABOUT YOU THAN YOU THINK?


Bradenton, FL newly listed homes

Sarasota, FL newly listed homes

What does the Baby Boomer generation look for in a home?  Baby Boomers are your mid 50’s – mid 60’s age group who are approaching retirement. They have distinctly different preferences than the Gen X and Gen Y generation.

Baby Boomers no longer need a home to accommodate children, but they still have distinct partialities in what they want in a home. Think about
what might be important features for Baby Boomers, then read on to see what a
majority of the buyers in this age group prefer.






















Boomers House (50’s – mid 60’s)
Prefer single family homes with amenities
Want to enjoy their home
Love to entertain
Facing retirement but still want to be active
Want to be near shopping centers and medical services
Wants a floor plan to adjust to their lifestyle
Prefers off-white with chocolate glaze or dark finish cabinets
Able to afford a little more in upgrades
Don’t want to pay for space they don’t need
Prefer a temperate climate

Does Your Home Tell More About You Than You Think?/ Part II

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Gina Ursini

Keller Williams

941-812-4894

Contact me

http://ginaursini.kwrealty.com/

What does Generation like in a home? 
DOES YOUR HOME TELL MORE ABOUT YOURSELF THAN YOU THINK?
 

View Gen X Sarasota & Bradenton homes for sale

 
From my last post, we know that generation Y’s (mid 20’s – mid 30’s) are very mobile and tech savvy. They grew up with the internet and they can’t envision life without computers, iphones, etc., so finding a contemporary home that is maintenance free and customization oriented is important. 

Different generations have diverse preferences, but can one decade make a difference? Let’s move onto Generation X. For all you Gen X’s, (mid 30’s- mid 40’s),  think about what you like in a home, then view the information below  to see what a majority of the buyers in your age group prefer.

Generation X House (mid 30’s – mid 40’s)

Contemporary in style

Big on entertaining

Women play a big part in the decision process

Prefers open spaces and outdoor spaces

Family oriented (50% have families so themes are important)

Wants closets and cubbies

Does Your Home Tell More About Yourself Than You Think? / Part I

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Gina Ursini
Keller Williams
941-812-4894
Questions?  Contact me
Gen Y homes
http://ginaursini.kwrealty.com/

http://www.yoursarasotadreamhome.com/

GEN Y HOMES 
DOES YOUR HOME TELL MORE ABOUT YOURSELF THAN YOU THINK?

Different generations have diverse preferences when it comes to choosing a home. For all you Gen Y’s, (20’s- mid 30’s),  think about what you like in a home, then view the information below  to see what a majority of the buyers in your age group are looking for in a home.



Generation Y House (20’s – mid 30’s)


Contemporary in design and not afraid of color
Want smaller homes, smaller yards, and low maintenance, so have time to travel
Can’t remember life without a computer, so researches everything, including buying a home
Tech savvy and more customization oriented
Culturally diverse group of friends
Likes flex spaces



Generation X House (mid 30’s – mid 40’s)


Boomer House (mid 50’s – mid 60’s)

FANNIE MAE FORECLOSURE PROPERTIES / Benefits to borrower

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Call Gina Ursini
Keller Williams
941-812-4894
Questions? Contact me

THE BENEFITS OF A FANNIE MAE HOME PATH PROPERTY
Fannie Mae is selling a lot of their foreclosures under the Homepath program with many benefits to the borrower (Source: Fannie Mae website):
  • Low down payment
  • At least 3% of the down payment can be funded by the borrower’s own savings, a gift, a grant, or a loan from a non-profit organization, state or local government, or employer.
  • No lender requested appraisal
  • No mortgage insurance; ask your lender for cost details on loans without mortgage insurance.
  • Expanded seller contributions for closing costs allowed
  • Available for primary residences, second homes, and investment properties.
  • Many condo project requirements are waived; ask your lender for details.
HOW DOES THIS BENEFIT INVESTORS?
Investors can purchase properties in “as is” condition, with a low down payment, no mortgage insurance premiums, and with assistance from other programs to help with the down payment.
(Source:  OPM & Profitable Partnerships)

GREAT INVESTMENT OPPORTUNITIES